July 22, 2009
ECR Retail
We are now offering this state-of-the-art cash register (ECR) with integrated credit card processing to deliver the ultimate payment solution, completely free of charge!
This integrated technology is the first of its kind and eliminates the need for a separate credit card terminal at your business location. You will now have the ability to handle all transactions directly through this advanced ECR.
This ECR is designed specifically for the retail and hospitality environment with customized keys to meet your operational needs. It’s PCI PED compliant, use Dial-up or Ethernet connection, drop and load thermal printer and stores up to 2,000 PLU numbers.
Contact us today and we will deliver this to you at not charge.
800-993-8942
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Cash Register, Free terminal, General, Terminals | 
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Posted by ubcse
June 19, 2009
Free Check Imager Now Available
United Bank Card is pleased to announce that the
“RDM EC6000i Check Imager” is now available to UBC merchants
completely free of charge. This state of the art check reader offers industry leading MICR and image technology in a compact design with a small footprint. Compatible with the Verifone Vx510, Hypercom T4220/T4210, Nurit 8500, Nurit 8320 and numerous other terminals, the EC6000i gives merchants the opportunity to take advantage of check conversion and check guarantee. Check usage is on the rise again and you never have to worry about losing money on bad checks.
Interested in adding check services to your merchant account?
Email info@ubcse.com or call me at 1-800-993-8942.
Leave a Comment » | General, Terminals | Tagged: Credit Card Processing, Free Check Imager, Free terminal, Merchant Account, Merchant services, RDM EC6000i, ubcse.com | Permalink
Posted by ubcse
June 4, 2009
Do you ever wonder why you are being charged extra fees for processing credit cards? These fees are called Mid-Qualified or Non-Qualified fees and you could be paying an additional 2-3% more just because the way you (or another worker) runs credit card payments through your terminal. Some merchant accounts are not setup correctly either, which could make ALL your transactions downgrade.
Swiped accounts should be setup to auto-batch every day. If swiped transactions are not cleared within 24 hours of authorization, they are no longer “qualified” and you are charged a higher rate. Keyed or ecommerce accounts should be batched within two days of authorization and you must perform an AVS (Address Verification) on the zip code. If you don’t do this, the transaction is no longer qualified.
Although, these are processing guidelines to achieve a qualified transaction, the type of credit card can determine whether it becomes a “non-qualified” transaction even if you do your part as described above. Rewards cards and business credit cards are considered non-qualified cards and are charged the higher rate.
Be very careful about doing business with sales people that are only interested in making some upfront commission on your account as they usually do not provide any customer service after they have setup your merchant account. They do not have your best interest in mind.
Don’t be enticed to accept the lowest rate either. That low rate may be a teaser rate that you will never see. For instance, if you compare a rate of 1.65% to 2.19%, the lower rate seems like the way to go, right? But if you take orders over the phone or Internet, you will never pay the lower rate, you will always be charged the mid-qualified rate stated on your contract. This mid-qualified rate is usually .70%-1.35% higher (i.e. 2.35%-3.0%). However, your merchant acccount should be setup as a MOTO (mail order telephone order) account, not a Retail account. The MOTO account qualified rate of 2.19% is lower than the mid-qualified rate example. If you are not working with a reputable Account Manager, this could cost you a lot of extra money in fees.
I hope this information is helpful. If you have any questions or comments about this post, please contact me. I will be happy to do a free statement analysis of your merchant account and tell you how I can lower your fees. I also provide personal customer service for all my accounts and our corporate office provides 24/7 customer service and technical support.
Have questions?
Please email info@ubcse.com or call me at 1-800-993-8942
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1 Comment | General, Internet Processing, Processing fees, Terminals, eCommerce | Tagged: Credit Card Processing, Credit Card Terminal, eCommerce, Merchant Account, Merchant Account fees, Merchant services, Online Payment Gateway, Payment Gateway |, Processing fees | Permalink
Posted by ubcse
May 13, 2009
Beginning April 28, 2009, United Bank Card will enhance its DialPay product offering by implementing a mandatory zip code prompt preceding the merchant number entry. The zip code entered must match the 5-digit zip code of the DBA address. If a match does not occur, the merchant will be transferred to a live operator for additional validation. This recent enhancement is a result of the commitment United Bank Card has to the safety of any and all transaction data received.
Have questions?
Please email info@ubcse.com or call me at 1-800-993-8942
1 Comment | General | Tagged: dialpay, ubcse, United Bank Card, voice authorization | Permalink
Posted by ubcse
April 27, 2009
Well now you iPhone users can turn your phone into a mobile virtual terminal for charging customers’ credit cards. It’s a new app uniquely named “Credit Card Terminal”. No special hardware required, just your iPhone (or iPod Touch with the 2.0 firmware update).
Excited yet?
Credit Card Terminal transmits credit card information directly to Authorize.Net. All transactions are protected with SSL encryption. Credit Card Terminal does not store credit card numbers after the transmission is complete. The iPhone app is $49.95 and your merchant account and Authorize.net account will total $20 per month. Processing fees are additional.
Have questions?
Please email info@ubcse.com or call me at 1-800-993-8942
Monday to Friday, 9am–5pm Eastern Time
Leave a Comment » | Terminals | Tagged: iPhone, mobile, ubcse, United Bank Card, wireless | Permalink
Posted by ubcse
April 22, 2009
Nurit 8000 wireless
UBC recently updated their Free Terminal Program. Wireless, land line and IP terminals are included. The launch of this expanded initiative gives UBC the most diverse selection of free terminal options available from any processor. This offer is for new merchants only.
UBC warrants the terminals for the life of service which is really awesome cause you never have to purchase another terminal if yours goes on the blink.
I pay a $50 referral fee! If you know anyone who needs a new merchant account, please email info@ubcse.com or call me at 1-800-993-8942.
Leave a Comment » | Terminals | Tagged: Free terminal, Nurit 8000, Nurit 8020, ubcse | Permalink
Posted by ubcse
April 17, 2009
This is only the beginning….
After spending many years in the corporate world, I became a stay-at-home mom. I will admit the adjustment was difficult at first but I soon realized I had a greater responsibility in raising two kids. Looking back, I consider it a privilege to be able to do this (thanks hubby).
Once my youngest started school, I was gently nudged out of the nest [house] too. I quickly learned about the processing industry and started building a business. That was five years ago. Now I manage a large portfolio of merchant processing accounts throughout the US. I welcome your business and your referrals.
Leave a Comment » | General | Permalink
Posted by ubcse
